Samaritan Ministries

Samaritan Ministries is a well-established HealthShare with over twenty-five years serving its members. This HealthShare is deeply rooted in the New Testament Church, but most Christian denominations are welcome. What makes this HealthShare unique is the member-to-member connection fostered by the sharing format. Members receive sharing assignments that allow them to know exactly who their share will go to, how much of their share will be assigned to that member’s need, and what need that fellow member is experiencing.

Member-to-member sharing

In addition to knowing who, how, and what, members can be confident that their dollars are spent in line with their moral convictions. Every member is required not only to attest to a handful of beliefs and commit to certain conduct guidelines, but also to complete an Accountability Verification where someone familiar with or responsible for their actions affirms that they meet the membership requirements. This is reconfirmed annually. In this and other ways, Samaritan Ministries bonds its members to one another.

Members are encouraged to care for each other both financially and spiritually through prayer and direct encouragement in the form of letters. Sharing information on the specifics of your need is not required, but it is encouraged so other members may pray in your behalf. With this in mind, it is clear that trust is a key component of participation in this ministry. Members must trust other members with their private information in order to receive the kind of specific support encouraged by the ministry. Obviously, if misuse or abuse of this trust is discovered, it is not tolerated by Samaritan Ministries.

Transparency

Besides knowing which needs they are tending to, members are made aware of which portion of their shares—whether monthly or annually—is apportioned to administrative costs. Samaritan Ministries is currently committed to retaining no more than 20% of member shares for administrative purposes. This transparency of fund allocation is closely tied to the high level of member involvement expected from this member-led community. Member voting is expected on key issues like electing members of the board and determining share amounts. As a member with Samaritan Ministries, your opinion is welcome, and your support is encouraged.

Noteworthy

Here is some of the top information we believe potential members might want to know about this HealthShare.

Key considerations

  • Certain denominations not qualified: Church of Scientology, Church of Jesus Christ of Latter-day Saints, Jehovah’s Witnesses, Unitarianism
  • Legal action against fellow members not allowed
  • Marijuana and tobacco use not allowed

Membership requirements

  • Attest to three major religious beliefs
  • Live strictly by Bible principles
  • Attend church three out of four weeks a month

Pros

  • Helpful website and program guide
  • Members of the board are Samaritan members
  • Hospice care shareable
  • Medical tourism encouraged
  • Special prayer requests for additional assistance
  • Children with disabilities may remain on parents’ membership after age 26
  • Discounts for home births
  • Save-to-Share program

Cons

  • Max sharing amounts for Classic and Basic per need
  • No telemedicine
  • Long turn-around time for need sharing (Two-three months)
  • Non-physical therapy never shareable
  • One-to-five year wait for pre-existing conditions
  • No mental wellness resources
  • Type 1 Diabetes not shareable

Ideal candidates

  • Are keenly interested in those they will share with
  • Want to be involved in organizational decision making

Watch the video to see what Samaritan Ministries shares in

Website samaritanministries.org
Religious Requirements Yes, strict
Need Processing Time 8-12 weeks
Caps Classic $250,000 per need; Basic $236,500 per need
Personal Responsibility Classic $400; Basic $1,500, +10% of costs, to a max of $13,500 per need*
Pre-existing Limitations 1-5 years symptom free
Pre-existing exception(s) Type 2 Diabetes, Hypertension, Elevated Cholesterol
Wellness Visit No
Preventive Immunizations No
Screening for Mammogram No
Screening for Colonoscopy No
Mental Health Limited
Provider Network No, pick your provider
Need Processing Method Member-to-member payments
Telemedicine No
Startup Fee 200.00
Renewal Fee 0.00
Prescriptions With limits or co-share
Maternity Yes, with limits or co-share on some plans
Membership Size 283,000
Community Start Date 1994

Reviews

HealthSharing Reviews 38 reviews
3.3 / 5
Google 57 reviews
4.8 / 5
Yelp 1 reviews
5.0 / 5
0 1.0 2.0 3.0 4.0 5.0

Samaritan Ministries Options

Classic Basic
Annual Out of Pocket Max N/A N/A
Shareable Cost Per Need 100% shared after $400 IUA 90% after $1,500 IUA
Max Sharing Per Need $250,000 $236,500
Extended Sharing Save to Share Save to Share
Doctor's Office Visits Need based* Need based
Hospitalization Need based Need based
Emergency Care Need based Need based
Prescriptions Need based, 120 day supply* Need based, 120 day supply*
Maternity $250,000 after IUA $5,000 after IUA
Note Prescriptions may be available for longer depending on the need Prescriptions may be available for longer depending on the need
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Pre-existing conditions: shareable after 1 year without symptoms or treatment, or 5 years for genetic defects, hereditary diseases, cases of related cancers, or heart conditions

Expenses for Medical Equipment are shareable up to $5,300 when prescribed for a shareable condition.

Maternity: Due date must be 260 days or more from membership start date; Individual Membership not eligible; After the IUA is satisfied,  maternity expenses are shareable up to $5,000. Nothing more is shared unless the member has paid $13,500 or more out of their own pocket (after the IUA).  When this occurs, the member may share eligible maternity expenses up to the plan per-need sharing maximum.

*Out-of-Pocket Maximum: Basic members pay a co-share of 10% of eligible costs, up to a maximum of $13,500 out-of-pocket per need after their IUA.

Have an opinion? We want to hear it!

Are you or have you been a member of Samaritan Ministries? Please leave a review below so others can get a better sense of what it’s like to be a part of a healthsharing ministry! If you have any questions about Samaritan Ministries, contact us!
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