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Samaritan Ministries

Samaritan Ministries is a well-established HealthShare with over twenty-five years serving its members. This HealthShare is deeply rooted in the New Testament Church, but most Christian denominations are welcome. What makes this HealthShare unique is the member-to-member connection fostered by the sharing format. Members receive sharing assignments that allow them to know exactly who their share will go to, how much of their share will be assigned to that member’s need, and what need that fellow member is experiencing.

In addition to knowing who, how, and what, members can be confident that their dollars are spent in line with their moral convictions. Every member is required not only to attest to a handful of beliefs and commit to certain conduct guidelines, but also to complete an Accountability Verification where someone familiar with or responsible for their actions affirms that they meet the membership requirements. This is reconfirmed annually. In this and other ways, Samaritan Ministries bonds its members to one another.

Members are encouraged to care for each other both financially and spiritually through prayer and direct encouragement in the form of letters. Sharing information on the specifics of your need is not required, but it is encouraged so other members may pray in your behalf. With this in mind, it is clear that trust is a key component of participation in this ministry. Members must trust other members with their private information in order to receive the kind of specific support encouraged by the ministry. Obviously, if misuse or abuse of this trust is discovered, it is not tolerated by Samaritan Ministries.

Besides knowing which needs they are tending to, members are made aware of which portion of their shares—whether monthly or annually—is apportioned to administrative costs. Samaritan Ministries is currently committed to retaining no more than 20% of member shares for administrative purposes. This transparency of fund allocation is closely tied to the high level of member involvement expected from this member-led community. Member voting is expected on key issues like electing members of the board and determining share amounts. As a member with Samaritan Ministries, your opinion is welcome, and your support is encouraged.

Membership Requirements:

  • Attest to three major religious beliefs
  • Live strictly by Bible principles
  • Attend church three of four weeks a month

Key Considerations:

  • Christian denominations not qualified: Church of Scientology, Church of Jesus Christ of Latter-day Saints, Jehovah’s Witnesses, Unitarianism
  • Legal action against fellow members not allowed
  • Marijuana and tobacco use not allowed

Pros:

  • No network requirements—pick your provider
  • Therapy covered for specific conditions
  • Helpful sharing examples available
  • Informative website and program guides
  • Members of the board are Samaritan members ·
  • Hospice care shareable
  • Medical tourism encouraged
  • Save-to-Share program
  • Special Prayer Requests for additional assistance
  • Sponsorship programs available
  • Children with disabilities may remain on parents’ membership after age 26
  • Special rates for widowed or divorced parents with children
  • Discounts for home births

Cons:

  • Max sharing amounts for Classic and Basic
  • Given membership full; not available at this time
  • No telemedicine
  • Long turn-around time for need sharing—2-3months
  • High startup fee—$200
  • No preventative or maintenance care
  • Non-physical therapy never shareable
  • One- to five-year wait for pre-existing conditions
  • No maternity sharing for single-person memberships
  • RX discounts most effective for costly prescriptions
  • No mental health resources
  • No discounts for wellness, vision, dental
  • Fertility not shareable (exception: embryo adoption)
  • Type1 Diabetes not shareable—unless diagnosed after membership begins

Ideal Candidates:

  • Are keenly interested in those they will share with
  • Want to be involved in organizational decision making
  • Have excellent health
Website samaritanministries.org
Religious Requirements Yes, strict
Need Processing Time 60-90 days
Caps Classic $250,000 per need; Basic $236,500 per need; Given: depends on selected membership level
Personal Responsibility Classic $400; Basic $1,500; Given 10 $1,000 & 10% co-share; Given 15 $1,500 & 15% co-share; Given 20 $2,000 & 20% co-share
Pre-existing Limitations 1-5 years symptom free
Pre-existing exception(s) Type 2 Diabetes, Hypertension, Elevated Cholesterol
Wellness Visit No
Preventive Immunizations No
Screening for Mammogram No
Screening for Colonoscopy No
Mental Health Limited
Provider Network No, pick your provider
Need Processing Method Member-to-member payments
Telemedicine None
Startup Fee 200.00
Renewal Fee 0.00
Prescriptions With limits or co-share
Maternity Yes, with limits or co-share on some plans
Membership Size 80,000
Community Start Date 1994

Reviews

HealthSharing Reviews 38 reviews
3.3 / 5
0 1.0 2.0 3.0 4.0 5.0

Samaritan Ministries Options

Classic Basic
Annual Out of Pocket Max 3 x IUA per Household 3 x IUA per Household
Shareable Cost Per Need 100% shared after $400 IUA 90% after $1,500 IUA
Max Sharing Per Need $250,000 $236,500
Extended Sharing Save to Share Save to Share
Doctor's Office Visits Need based* Need based
Hospitalization Need based Need based
Emergency Care Need based Need based
Prescriptions Need based, 120 day supply* Need based, 120 day supply*
Maternity $250,000 after IUA $5,000 after IUA; Max out-of-pocket $13,500
Note Prescriptions may be available for longer depending on the need Prescriptions may be available for longer depending on the need
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Pre-existing conditions: shareable after 1 year without symptoms or treatment, or 5 years for genetic defects, hereditary diseases, cases of related cancers, or heart conditions

Expenses for Medical Equipment are shareable up to $5,300 when prescribed for a shareable condition.

Maternity: Due date must be 260 days or more from membership start date; Individual Membership not eligible; After the IUA is satisfied,  maternity expenses are shareable up to $5,000. Nothing more is shared unless the member has paid $13,500 or more out of their own pocket (after the IUA).  When this occurs, the member may share eligible maternity expenses up to the plan per-need sharing maximum.

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