Click here to access the 2025 Top 3 HealthShares
As 2024 approaches, the HealthShare industry continues to evolve, offering more options and flexibility than ever before. Every year, HealthShare Guide takes a look at the most popular HealthShares on the market to identify the top players based on their features, membership requirements, and member reviews. For 2024, HealthShare Guide has narrowed down this list to Zion HealthShare, Samaritan Ministries, and Impact HealthSharing.
1.) Zion HealthShare
Having just recently announced their membership surpassing 50,000 after five years of operations, Zion HealthShare has emerged as a leading name in the HealthShare industry.
Zion HealthShare offers two types of memberships, Direct and Essential. Every member of Zion HealthShare benefits from the Additional Giving Fund, designed to cover medical costs that typically wouldn’t be eligible for sharing. This feature comes standard with all memberships without any extra monthly fee. Depending on their specific membership details, members of Zion HealthShare can also utilize preventive sharing, telemedicine, and mental wellness services.
Zion HealthShare places a strong emphasis on preventive care, routine checkups, screenings, and vaccinations. This focus on proactive care is atypical for the industry, making Zion HealthShare an industry leader in this respect. Their proactive approach encourages a healthy lifestyle and helps ensure that potential health issues are identified and addressed early, generally leading to better health outcomes and reduced medical costs. Zion HealthShare is one of the few organizations that shares in annual mammograms starting as early as age 40, a noteworthy feature in the industry. A common note among many of their member reviews is the quick turnaround time on provider payments and member reimbursements, with some people reporting having received reimbursements within seven days, an efficiency which sets them apart from many of the other top HealthShares.
Given their cost-effectiveness, straightforward approach, and well-rounded features, Zion HealthShare remains a top choice for HealthShare Guide moving into 2024.
Standout Features:
- Annual Wellness Visits
- Mental Health Support
- Preventive Care as Add-On
- No annual or Lifetime Sharing Limits
- Fast turnaround times for provider payments and reimbursements
- Inclusive Membership: Open to Members of All Faiths
2.) Samaritan Ministries
Samaritan Ministries holds a distinguished place as one of the older healthcare sharing ministries. With a community of over 284,000 members sharing $30 million monthly, their commitment to transparency an community support is unparalleled. Their commitment to transparency is evident in their open disclosure of administrative and program costs, as well as the fact that over 87% of their contributions directly benefit the community. Samaritan’s governance includes member representation, ensuring that their operations align with the will of the community.
Rooted deeply in Christian values, Samaritan Ministries provides a platform for special prayer requests, offering added spiritual support to their members. They also have provisions for children with disabilities to continue under their parents’ membership beyond the age of 26, alleviating financial pressures on affected families. Additionally, Samaritan Ministries encourages medical tourism, covering certain medical expenses incurred while abroad.
Samaritan remains a top choice for prospective members looking for a faith-oriented HealthShare with a tradition of industry excellence.
Standout Features:
- Transparent Operations
- Medical Tourism Allowed
- Strong Emphasis on Faith
- Long-Standing Reputation
- Continued sharing for Children with Disabilities over 26
3.) Christian Healthcare Ministries
Christian Healthcare Ministries (CHM) is one of the most established and respected names in the HealthShare industry. As the oldest healthcare sharing ministry, CHM has a rich history of providing members with a faith-based approach to healthcare cost sharing. With decades of experience, CHM has built a strong community, emphasizing the values of compassion, prayer, and shared support.
CHM offers a variety of membership levels designed to meet the needs and budgets of its members. This flexibility allows individuals and families to choose the plan that best suits their healthcare requirements. In addition to financial support, CHM places a strong emphasis on spiritual support. Members are encouraged to pray for one another and provide emotional support during times of medical need. This spiritual aspect is a cornerstone of the CHM experience, fostering a sense of community and shared purpose among its members.
CHM also stands out for its commitment to transparency and stewardship. Members can be confident that their contributions are being used effectively to support the healthcare needs of the community. With its long-standing reputation and dedication to faith-based sharing, CHM continues to be a leading choice for those seeking a HealthShare with deep spiritual roots and a strong sense of community.
Standout Features:
- Track Record: 40 Years in Business
- Multiple Membership Levels for Flexibility
- Strong Emphasis on Faith and Prayer
- Commitment to Transparency
Compare the Top 3
To help you more easily compare the key features of Zion HealthShare, Samaritan Ministries, and Christian Healthcare Ministries, HealthShare Guide has compiled a detailed comparison chart. This visual guide is a resource to assist in making informed decisions about which HealthShare aligns best with potential members’ common needs and interests in 2024.
